Terms of Use
Effective September 11, 2026.
About this website
coveredbyamber.com is operated by Amber Early, Licensed Life Insurance Agent. Using the site means accepting these terms.
This site advertises insurance
This website advertises life insurance and is a solicitation for insurance. If you send an enquiry, a licensed insurance agent will contact you.
Information here is general
Everything on this site is general information about types of life insurance. It is not a recommendation, not an offer of coverage, and not advice about your particular situation. What is right for you depends on facts this website does not know.
No guarantee of coverage or cost
Nothing here promises that coverage will be issued, that it will be issued at any particular price, or that any person will qualify. Those decisions belong to the insurance company and follow a complete application and its underwriting.
No tax, legal, or investment advice
Amber Early is a licensed insurance agent, not a tax advisor, attorney, or investment adviser. Nothing on this website is tax, legal, or investment advice. Speak to a qualified professional about those questions.
Where Amber is licensed
Amber Early is licensed for life insurance in California and Texas only. Nothing on this site is an offer to sell or solicit insurance in any other state. Viewing this website does not create an agent relationship or any insurance contract.
Accuracy
This site is kept accurate and current to the best of Amber's ability. Insurance rules, products, and prices change. If something here is out of date, the authoritative source is the insurance company's own documents and the applicable state insurance department, not this website.
Links to other websites
Any link to another website is for convenience. Amber does not control those sites and is not responsible for their content, their accuracy, or how they handle your information. Read their terms and privacy policies before using them.
Using this site properly
Please do not:
- Submit false information, or someone else's details without their permission
- Send automated traffic, scrape the site, or attempt to interfere with it
- Try to gain access to anything on this site that is not public
- Copy the content of this site for your own commercial use
Content ownership
The text, design, photographs, and layout of this website belong to Amber Early unless stated otherwise, and may not be reproduced without permission.
Limitation of liability
This website is provided as it is. To the extent the law allows, Amber Early is not liable for any loss arising from your use of this website or from reliance on its general information. Nothing in these terms limits any liability that cannot be limited by law.
Governing law
These terms are governed by the laws of the State of California, without regard to its conflict of law rules.
Changes
These terms may change. The effective date at the top changes when they do.
Contact
- Phone: (866) 21-AMBER ((866) 212-6237)
- Email: amber@coveredbyamber.com
Licensing information is on the Insurance Licensing & Disclosures page.