Life Insurance Learning Center

Life Insurance Made Simple

Five short pieces, in order. About twenty minutes end to end. Each one also stands on its own, so you can start anywhere.

1. 1 What life insurance actually does The plain version. What a policy is, who the people named on it are, and what it pays.
2. 2 Term and permanent coverage, compared How the two are structured differently, and what each one is built to do.
3. 3 How people think about how much coverage they need The factors people weigh. Not a calculator, and not a number for your situation.
4. 4 What happens when you apply Start to finish, so none of it is a surprise.
5. 5 Questions worth asking before you choose coverage Ten questions, and why each one matters. Yours to take into any conversation.
6. 6 Beneficiaries, and why the form matters more than the will Who receives the money, how that is decided, and the mistake that causes the most trouble.

Free worksheets

Printable, yours to keep, and useful in any conversation, including one that is not with Amber. No email required.

• Ten Questions to Ask Before You Choose Coverage The ten questions with room to write the answers. Two pages, printable.
• Beneficiary Review Checklist One page per policy. About four minutes, and the highest return on time here.
• Coverage Factors Worksheet The factors people weigh, with space to fill in what you know. No total line, on purpose.

Not sure where to start?

The Protection Checkup asks eight quick questions and points you at the pages that cover what you picked. It takes about three minutes. It does not ask about your health, your income, or your date of birth, and it does not tell you what to buy.